National Automated Clearing House Association
Nacha governs the thriving #ACH Network, the payment system that drives safe, smart and fast Direct Deposits and Direct Payments. The ACH Network processed 31.5 billion payments valued at $80.1 trillion in 2023. Working with stakeholders, Nacha develops rules and standards for the ACH Network, provides industry solutions, and delivers education, accreditation, and advisory services. NACHA GOVERNS THE ACH NETWORK, THE PAYMENT SYSTEM THAT DRIVES DIRECT DEPOSITS AND DIRECT PAYMENTS WITH THE CAPABILITY TO REACH ALL U.S. BANK AND CREDIT UNION ACCOUNTS. NACHA ADVANCES INNOVATION AND INTEROPERABILITY IN THE PAYMENTS SYSTEM BY DEVELOPING RULES AND STANDARDS, AND PROVIDING INDUSTRY SOLUTIONS. NACHA ALSO PROVIDES EDUCATION, ACCREDITATION, MEMBERSHIP PROGRAMS AND ADVISORY SERVICES.
Founded
1974
2500
X (Twitter)
6770
Traffic
139873
Nacha - Homepage | Nacha You are using a browser that will not provide the best experience on our website. Please upgrade your browser to Microsoft Edge or switch over to Google Chrome or Mozilla Firefox. Utility Navigation Nacha Main navigation Buy the 2025 Rules Products Purchase the Rules your way. Join Us for Smarter Faster Payments 2025.
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National Automated Clearing House Association
According to PayrollOrg's 2025 “Getting Paid in America” survey, more Americans are embracing Direct Deposit, as 93% of respondents say they use Direct Deposit to receive their wages. “Direct Deposit is safer, faster, and far more convenient than a paper check,” said Michael Herd, Nacha Executive Vice President, ACH Network Administration. “The federal government is in the process of phasing out the last of the paper checks it issues and moving toward fully electronic payments.
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