i made this thing to stalk someone so don't bother me or something:3 Less Debt. More Degrees. Moneythink’s work increases college graduation rates and reduces student loan debt. Since 2008, Moneythink has worked towards student-focused financial wellness and equity by empowering college bound students, particularly institutionally underserved students, to achieve success. Moneythink supports financial decision-making through transparency and technology.