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Fixed Index Annuity Expanded earning potential with downside protection. Become a Member Today Find out more about insured and social memberships. Securing Futures Giving Back Insurance that makes a difference Protect What Matters Now Prepare for Whats Next Giving Back is Who We Are At GBU Life we specialize in life insurance and annuity products to protect families and anchor retirements And we do things differently than most insurance providers Financial wellbeing As a memberowned company we keep our operating costs low. That translates into competitively priced life insurance generous annuity rates and stable investment returns members can count on.