Equipping economically-vulnerable wage earners with financial education, credit counseling, 0%-interest loans, and more! Equipping economically-vulnerable wage earners with financial education, credit counseling, 0%-interest loans, and more! En Español @buenasfinanzasnc Common Wealth Charlotte (CWC) empowers Charlotte's low-income wage earners—the approximate 250,000 people working full-time and making 30-45% of Area Median Income (AMI)—to achieve greater financial stability and less reliance on government and charitable assistance through a trauma-informed approach including education, personalized counseling, access to banking, and no-interest loans.