#US #NonProfit educating about risks of #debt, planning for #unexpectedexpenses, avoiding #scams, alternatives to #Studentloans, & #spending less than you earn. We are a national non-profit 501 (c) (3) fighting financial illiteracy among U.S. households and helping people avoid scams. Empowering individuals to take positive control of their personal finances and learn fiscal responsibility through consumer and credit education and counseling.