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Wyoming Insurance Guaranty Association About Us The Wyoming Insurance Guaranty Association WYGA is an entity created by Wyoming statute to protect the public in the event of a failure of a property andor casualty insurance company. In the event an insurance company becomes insolvent Wyoming Insurance Guaranty Association will assume the processing of all covered claims in accordance with the applicable insurance policies and the applicable Wyoming statutes. WYGA is part of a nonprofit statebased statutorilycreated system that pays certain covered claims of insolvent property and casualty insurance companies. By paying these claims Wyoming Insurance Guaranty Association protects policy holders and claimants.