- -

New Jersey Life Health Insurance Guaranty Association New Jersey Life Health Insurance Guaranty Association Helping New Jersey policyholders when they need it the most. Welcome Welcome to the New Jersey Life Health Insurance Guaranty Association NJLHIGA Web site. We hope you find this site helpful in providing information regarding the purpose of the Guaranty Association and how it protects resident policyholders in the event of an insurance company insolvency. Announcements Information for Policyholders of Colorado Bankers Life Insurance Company CBL and Bankers Life Insurance Company BLIC On November 30 2024 guaranty associations were activated to provide coverage to CBL and BLIC policyholders.