Let’s give a warm welcome to Emma and Tiffany! These two have been hard at work at our Main Office, providing top-notch service and connecting with our amazing members. 👏 Here's what they both had to say about PCMCU during their time with us so far: ✨ Emma: "What I love most about PCMCU is how much we give back to our community, and most importantly, getting to know all of our members!" ✨ Tiffany: "Working at PCMCU has been a blessing. Between my co-workers and PCMCU members, everyone has been so welcoming!" We’re so grateful to add them on our team! ☺️ (fb)

💵 Financial Tip Friday! 💵 Today, Shelly is here to help clarify two terms you’ll see when exploring PCMCU's deposit rates: APY and Dividend Rate. We get a lot of questions from our members about this, so let’s break it down! The key difference is all about compounding. 💲Dividend Rate: This shows the annual return before compounding. 📈APY (Annual Percentage Yield): This is the actual yearly return, factoring in compounding. It gives you a more accurate picture of your total earnings over the year. Read the full explanation here ➡️ https://pcmcu.org/wp-content/uploads/2025/03/Dividend-Rate-and-APY.pdf (fb)