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The Moab Free Health Clinic We serve those uninsured underinsured high deductible insurance andor at or below 200 of the Federal Poverty Level. High Deductible Insurance For 2025 the IRS defines a high deductible health plan as any insurance plan with a deductible of at least 1650 for individual coverage or 3300 for family coverage and for which the annual outofpocket expenses deductibles copayments and other amounts but not premiums do not exceed 8300 for selfonly coverage or 16600 for family coverage. CLINIC SERVICES Learn about the Clinics services RESOURCE GUIDE Are you in need of help. Start here New Patient.