SBA 504 Loan program-- 90% commercial user properties fixed for 10 or 20 years, low interest rates SBA Certified Development Company that specializes in below market, fixed rate financing for commercial and industrial projects through an SBA 504 Loan. SO CAL CDC IS A CERTIFIED DEVELOPMENT COMPANY WITH THE UNITED STATES SMALL BUSINESS ADMINISTRATION. THE ORGANIZATION SPECIALIZES IN BELOW MARKET, FIXED RATE FINANCING FOR COMMERCIAL AND INDUSTRIAL PROJECTS THROUGH THE SBA 504 LOAN PROGRAMS. SO CAL CDC ASSISTS SMALL BUSINESSES TO RECEIVE THE OPPORTUNITY OF FINANCING THEIR EXPANSION PROJECTS WITH ATTRACTIVE RATES AND TERMS. THE FINANCING CAN BE USED FOR THE PURCHASE AND/OR DEVELOPMENT OF LAND AND BUILDING FOR OWNER OCCUPIED BUSINESS PURPOSES.