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Alaska Credit Unions Empowering Alaskans with Financial Freedom The Economic Impact of Credit Unions on Local Consumer Lending Markets How Credit Unions Strengthen Local Economies Exploring the Benefits of Credit Union Membership How Alaska Credit Unions Can Help Anchorage Limos Transportation For Special Occasions Popular News Exploring the Benefits of Credit Union Membership How Credit Unions Strengthen Local Economies The Economic Impact of Credit Unions on Local Consumer Lending Markets How Alaska Credit Unions Can Help The Economic Impact of Credit Unions on Local Consumer Lending Markets The economic impact of credit unions on local consumer lending markets is significant. Credit union market presence influences bank loan and deposit rates providing savings and benefits to both banks and their bank consumers. Hannan 2002 estimated that a 1 percent change in credit union market share led to a 0. 2 percent decline in bank How Credit Unions Strengthen Local Economies As a notforprofit financial services cooperative credit unions are known for supporting local small businesses.