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Home About News Resources More South Carolina Coalition for Lawsuit Reform The South Carolina Coalition for Lawsuit Reform serves as the united voice for the business community on tort and workers compensation issues coordinating lobbying legal grassroots and public relations activities. South Carolina Coalition for Lawsuit Reform The Problem. Current South Carolina law can leave a defendant on the hook for all damages in a lawsuit regardless of their percentage of fault. This system adversely impacts businesses including small businesses that cannot survive a hefty lawsuit leading to increased premiums reduced availability of insurance coverage and a target on entities that are perceived as having deep pockets.