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Idaho Insurance Guaranty Association About Us The Idaho Insurance Guaranty Association IIGA is an entity created by Idaho statute to protect the public in the event of a failure of a property andor casualty insurance company. In the event an insurance company becomes insolvent Idaho Insurance Guaranty Association will assume the processing of all covered claims in accordance with the applicable insurance policies and the applicable Idaho statutes. IIGA is part of a nonprofit statebased statutorilycreated system that pays certain covered claims of insolvent property and casualty insurance companies. By paying these claims Idaho Insurance Guaranty Association protects policy holders and claimants.