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As the trade association for the pet insurance industry in the United States and Canada NAPHIA is committed to advancing and growing the market for pet insurance through education initiatives and by pooling resources sharing information and working together to identify and address challenges and opportunities. State of the Industry Report NAPHIA News Registration is Now Open for NAPHIA ENGAGE 2024 North American Pet Health Insurance Industry Continued Exceptional Growth Rate In 2023 In The Media Unexpected Veterinary Costs Leads to Purchasing Pet Insurance A look at What Pet Insurance Covers and Doesnt Cover How Much PHI Coverage Does Your Fur Baby Need. About Naphia The North American Pet Health Insurance Association NAPHIA is comprised of reputable pet health insurance PHI organizations from across Canada and the United States. NAPHIAs membership makes up over 98 of all pet health insurance coverage in effect in North America.