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1 718 8201690 Health Welfare Fund Health Insurance Updated Plan of Benefits the Program More Electrical Workers Union in FreshMeadows New York Welcome From the Chairman It is with great pride that your union presents this updated Plan of Benefits at no cost to you. The program described herein includes improvements in the disability insurance and retirement for active membersand life insurance hearing aids optical dental orthotic and prescription drug benefits for both active and retired members. All benefits described in this bookletwent into effect on January 1 2016. The chairman and trustees will continue to improve and expand benefits whenever possible.