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Home Services Buy a Home Current Homeowner Apartments for Rent About Us Our Impact Contact Us More. Homebuyer Education Counseling Our Mission is to help people become successful homeowners increase their financial health and revitalize neighborhoods. VISION Owneroccupied homeownership increasedNeighborhoods connected and prosperousGenerational wealth createdRacial wealth gap eliminated Rochester Buffalo Niagara Falls Comprehensive Homeownership Program CHP makes homeownership accessible and affordable for low to moderate income individuals by providing loans with the lowest downpayment requirements and affordable mortgage payments that do not raise borrowers debt to income ratios DTI above 45. Homebuyer Education Counseling NCP has provided homebuyer education and counseling for 30 years.