NRMC WAS ESTABLISHED TO PROVIDE RISK REDUCTION AND LOSS MITIGATION SERVICES AND EDUCATIONAL PROGRAMS TO ITS MEMBERS SO THAT THEY IN TURN CAN LEARN TO REDUCE THEIR LOSS-RELATED EXPENSES AND DEVOTE MORE OF THEIR LIMITED RESOURCES TO THEIR AFFORDABLE HOUSING MISSIONS. NRMC ALSO ADVISES ITS MEMBERS ON INSURANCE AND ALTERNATIVE RISK COVERAGES. NRMC ASSISTS MEMBERS IN OBTAINING SUCH ALTERNATIVE COVERAGES WITH THIRD-PARTY INSURANCE COMPANIES WITH BROADER COVERAGES AND AT A LOWER COST THAN IS GENERALLY AVAILABLE IN THE MARKETPLACE, AND FACILITATES THE ESTABLISHMENT OF LOSS CONTROL AND RISK MANAGEMENT PROGRAMS WHICH WILL MINIMIZE LOSSES AND COSTS OF MEMBERS IN THE FULFILLMENT OF THEIR CHARITABLE MISSIONS.