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The Life and Health Insurance Company Guaranty Corporation of New York The Life and Health Insurance Company Guaranty Corporation of New York Helping New York policyholders when they need it the most. Welcome Welcome to the website of The Life and Health Insurance Company Guaranty Corporation of New York. We hope you find this site helpful in providing information regarding the purpose of the guaranty corporation and how it protects resident policyholders in the event of an insurance company insolvency and also helps locate old or lost policies. In 1941 New York became the first state in the nation to establish a guaranty fund to protect policyholders of life insurance companies in the event of an insurance company insolvency.