- T22 -

Bringing it all together Financial adviceis more than justinvestment advice If you are worth what you chargeit should be easy to show what you charge. Professional advisors working for a limited number of clients Our futures are highly correlated Financial adviceis more than justinvestment advice Investments are an important part of what we do for our clients but financial advice is far more than just investments. At Valeo we focus on a clients entire financial picture including insurance taxes cash flow educational funding retirement and estate planning. As a result we striveto provide peace of mind that can only come from knowing all aspects of your financial life are working welltogether.