Horizons North Credit Union

Overview

Horizons North Credit Union is a federally insured state-chartered credit union headquartered in Westminster, Colorado. It was founded in May 1960 under the name School District 12 Credit Union and was later renamed Horizons North Credit Union in November 2000[2][5].

Services and Coverage

HNCU operates as a full-service financial institution, serving the needs of the Metro North area, including the staff, parents, and students of the Adams 12 Five Star Schools District, the City of Northglenn, and other local community partners[2]. The credit union offers a range of financial services and benefits to its members, including various insurance options, car buying services, and access to educational financial tools for school-aged children[4].

Membership and Operations

As a member-owned cooperative, Horizons North Credit Union is governed by its members and aims to provide cost-effective financial services while supporting local community development. Despite having a limited number of branch locations, it offers extensive services through digital platforms and partnerships, such as the CO-OP ATM and shared branching network[4][5].

History

Originally established to serve the financial needs of local school districts, Horizons North Credit Union has expanded its membership and service base over the years, reflecting its commitment to supporting the broader community. The name change in 2000 reflected this expansion of service beyond its initial founding purpose[2].

Impact

HNCU contributes to community development through financial education and support for local organizations and initiatives. It also offers resources to help individuals develop positive financial habits from an early age, aligning with broader goals of financial literacy and community empowerment[4].