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Florida Insurance Guaranty Association Home Welcome. TheFlorida Insurance Guaranty Association created by legislation handles the claims of insolvent property and casualty insurance companies. Pursuant to the Florida Insurance Guaranty Association Act we have a duty to settle claims in accordance with the Act the policy and Florida insurance laws in a timely manner. The Florida Insurance Guaranty Association follows the requirements of Florida insurance law in its handling of covered claims from insolvent property and casualty insurance companies ordered liquidated by a court of competent jurisdiction.