HPC | Housing Policy Council | Washington, DC About Mission News Advocacy Key Issues Quick Takes More Welcome to HPC The Housing Policy Council HPC is a trade association whose members are among the nations leading mortgage originators servicers insurers and datasettlement service providers. A welcome note from our President Ed DeMarco The path to financial stability and sustainable lending practices A Competitive Marketplace A competitive marketplace optimizes the capabilities of private companies empowering firms of various scope and scale to engage in commercial activities with one another based on their specialized expertise and resources and under terms negotiated fairly and impartially. RegulatoryConsistency Consistency in regulations and supervisory approach creates a level playing field and allows companies to compete on the basis of effective customer service safe and efficient practices and highquality loan products. Market Transparency A transparent marketplace where production and performance information is shared freely and is made publicly available will foster and enhance customer service and consumer protections and will improve overall risk management across the housing finance system.