Canals & Trails Credit Union | ATMs | Online Banking | Lockport, IL Home Banking ATM Locator We do not participate in shared branch transactions Credit Card Payment Membership Application Find ATM locations by clicking below Credit Union in Lockport IL If youre looking to save money on account fees and other costs a credit union is almost always a better choice than a bank. Remember that banks have to return some of the bottom line to shareholders and one of the ways they do that is with various fees to open accounts cancel checks and maintain an adequate balance. Canals Trails Credit Union doesnt charge these various fees. Like banks Canals Trails Credit Union has ATMs and all the other services youd expect from a financial institution and more.