Enhanced Life Options Group ELO Enhanced Life Options Group We develop and carry out enhanced life option plans for people with disabilities Welcome To Enhanced Life Options Group We are a nonprofit organization that brings clarity and peace of mind to the process of long and short term financial planning for the disabled community through the use of special needs trusts. Special Needs Trusts allow an individuals assets to be held and utilized on their behalf while continuing to access Medicaid and Social Security. This gets past the spend down approach that leaves a person depending solely upon government services greatly diminishing ones possibilities. Special Needs Trusts need not be complicated with the guidance we offer and four trust options to choose from it allows the individual andor entire family to become educated and secure in their long and short term future objectives.