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MemberOwned Financial Services Southern Pine Since 1954 Southern Pine Credit Union has proudly served the PCA community providing their employees family members and retirees with a convenient and lowcost alternative to traditional banking as well as educational programs to improve their financial wellbeing. Since our members own the Credit Union profits are returned to them in the form of better values on products and services as well as the latest improvements to our technology security and service delivery system. Todays Rates Auto Loan as low as 5. 25 APR RV Camper and Boat Loan as low as 6.