Emory Healthcare Post-Retirement Benefits

Emory Healthcare offers a comprehensive suite of post-retirement benefits designed to support the well-being and financial security of its retirees. These benefits are an integral part of the organization's commitment to its employees beyond their active service years.

Overview of Benefits

Emory Healthcare's post-retirement benefits are structured to cater to the needs of retirees at different stages, particularly those transitioning to Medicare eligibility at age 65. The benefits include:

• Medical Coverage: At age 65, retirees transition from Emory's medical plan to a Medicare health insurance exchange. Emory partners with Via Benefits to assist retirees in evaluating and enrolling in Medicare supplemental insurance, offering a range of plans and ongoing support.

• Dental and Vision Coverage: Retirees can choose to maintain dental and vision coverage through Emory or consider options available via third-party providers. Dental coverage is available through the Aetna Traditional Dental Plan, while vision coverage is offered through EyeMed Vision Care.

• Life Insurance: Emory provides basic life insurance coverage to retirees, which is covered at no cost to the retiree.

• Retirement Savings: Participation in a retirement plan is a key component, with contributions and matching funds helping to ensure financial stability in retirement.

Key Features

• Health Reimbursement Arrangement (HRA): Eligible retirees receive a monthly contribution from Emory to an HRA, which helps cover health insurance premiums and other medical expenses.

• Annual Enrollment Periods: Retirees have the opportunity to review and adjust their benefits during specified enrollment periods each year. This includes evaluating Medicare Supplemental plans and Part D Prescription plans.

• Support and Resources: Emory offers support services to help retirees navigate the complexities of post-retirement benefits, ensuring that they can make informed decisions about their health and financial security.

Eligibility and Administration

Eligibility for these benefits generally requires a history of employment with Emory Healthcare or Emory University, though specific requirements can vary depending on hire date and position. Management and administration of these benefits are coordinated through Emory's human resources and benefits department, ensuring seamless integration with other organizational resources.

Impact and Significance

The post-retirement benefits provided by Emory Healthcare are significant not only for the retirees themselves but also for the organization's reputation and employee satisfaction. By offering comprehensive support beyond employment, Emory demonstrates its commitment to long-term employee well-being, fostering a positive work environment and contributing to the overall quality of life for its staff.

[1] https://hr.emory.edu/eu/benefits/retirees/post-65.html [2] https://hr.emory.edu/eu/benefits/retirees/index.html [3] https://www.emoryhealthcare.org/-/media/Project/EH/Emory/ui/pdfs/ehc-benefits/retirement/Pension-Plan-SPD_2022.pdf [4] https://hr.emory.edu/eu/benefits/retirees/annual-enrollment/post-65-retiree-enrollment.html [5] https://www.emoryhealthcare.org/-/media/Project/EH/Emory/ui/pdfs/ehc-benefits/2025-benefits-enrollment-guide.pdf