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HOME SERVICES ABOUT US OUR TEAM GET INVOLVED More ELM is here to help. Our Programs Pooled TrustAccount Pooled Trusts are an estate planning tool designed to protect eligibility for public assistance programs for clients with significant long term health and financial needs. Benefits Access Counseling Michigans Coordinated Access to Food for the Elderly MiCAFE is a network of navigators and community partners working to overcome accessibility barriers to state benefits for Older adults. Advancing Smartly Resources to maintain independence age with dignity and improve quality of life.