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Lone Star State Capital Corporation An Sba 504 Loan Can Help Your Business Grow Call Us At Through the SBA 504 loan program Lone Star State Capital Corporation is able to offer business owners low down payments and lower interest rates. With a minimum of 10 down business owners can obtain needed capital to acquire or build a new facility or purchase longterm equipment. Some of the advantages of the SBA 504 loan include About Us Lone Star State Capital Corporation Lone Star is engaged in promoting the growth of small businesses in the state of Texas by providing low cost fixed rate commercial real estate and equipment financing in partnership with the US Small Business Administration. The Small Business Administration established the SBA 504 Loan Program which is a unique financing tool utilized specifically for the purchasing or constructing of commercial real estate and equipment for small businesses.