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9549797100 Search Title Understanding the Challenges Whether you are an educator parent or employer we know you want to see our youth become the next generation of entrepreneurs and business leaders. Having JA in their schools is essential to their success. Lack of Financial Literacy Personal finance is not mandatory or even offered in some traditional education systems therefore young people need the tools to make sound financial decisions once they enter the workforce. Student Disengagement The dropout crisis in Americas educational system has a devastating impact on the future health of the economy.