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Welcome to Retire 123 A division of American Retirement Education Services. A 501c3 Public Education NonProfit Company There are many financial challenges that can stand in the way of funding your desired retirement. These include creating a secure sustainable and increasing income stream managing taxes market fluctuations risk and healthcare costs. We conduct local retirement educational workshops at UCLA Loyola Marymount University Cal State UniversityLong Beach El Camino College Cal State UniversityDominguez Hills and the University of CaliforniaIrvine.