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For Consumers INFO We believe that education and access to information are the most effective safeguards for consumers against fraud and deception. Arbitration Credit Reporting Debt Collection Student Loans Auto Issues Mortgage Real Estate Housing Predatory Lending Merchant Cash Advance MCA Defense Bankruptcy Identity Theft Service Members Championing American Consumer Rights Empowering Consumers Through Education Guidance and Attorney Referrals Defending the Rights of American Consumers Delivering Expert Education Guidance and Access to Member Attorneys WHY WORK WITH NACCA MEMBERS. Partnering with NACCA members connects you with experienced legal professionals dedicated to defending your consumer rights. Our member attorneys specialize in areas such as credit reporting debt collection bankruptcy and predatory lending ensuring you receive tailored legal support.