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CommunityAmerica Credit Union Banking Loans Mortgages Earn 3. 25 APY with Advantage Money Market Financial Peace of Mind Picked Just for You Get 150 With Visa Signature Earn More With Your Money Mortgage Profit Payout Investing in YOU by sharing our profits. As a notforprofit credit union we return our profit to those who bank with us in many ways like competitive rates low fees and our annual Profit Payout. See how much you may be able to earn through our longstanding annual giveback where weve returned 100 million to members over the past 13 years.