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Promoting an inclusive and transparent financial system Discover how we are working together to foster responsible innovation in financial technology. Technology is changing how consumers interact with banks and reshaping the financial services industry by increasing options for using technology to conduct financial transactions and develop business relationships. FDIC 2023 National Survey of Unbanked and Underbanked Households Published 2024 Mission Approach Fostering responsible innovation and sound public policy in financial technology Standards Based Approach Our members include emerging financial industries that adhere to productspecific standards in order to promote responsible innovation without compromising on consumer protection. Inclusive Innovation Our members develop cuttingedge technology and products to drive financial inclusion and success ensuring consumers and businesses have the resources they need to succeed.