- P20 -

Empowering Merchants Empowering Communities Our Partners Why SFLuv Problem Statement Municipalities today grapple with significant challenges in delivering essential services like maintaining clean streets ensuring safe living conditions and streamlining various city services and approvals. Merchants and small business owners in underserved communities are among the hardest hit by these inefficiencies. As potential customers avoid their neighborhoods these business owners face the dual burden of working harder to sustain their operations while having less capital and time to navigate the outdated systems their livelihoods depend on. The Trapped Capital Challenge Our cities are brimming with financial human and infrastructural capital ready to be fully utilized.