Law Enforcement Officers & Fire Fighters Health and Welfare Trust

The Law Enforcement Officers & Fire Fighters Health and Welfare Trust is a U.S. nonprofit organization established to provide health and welfare benefits to law enforcement officers and firefighters, along with their dependents. It primarily serves members of the Law Enforcement Officers' and Firefighters' (LEOFF) Pension System in the state of Washington.

History and Structure

Established in 1986, the LEOFF Health and Welfare Trust is an independent legal entity not governed by any other group or organization. It operates through self-funding mechanisms, complemented by reinsurance for specific stop-loss and aggregate loss protection. This structure allows it to function autonomously in managing health benefits.

Benefits and Services

The trust offers comprehensive medical and vision benefits designed to meet the specific needs of its members. It partners with various administrative services providers to ensure efficient claim processing and benefit management. The trust also focuses on providing affordable healthcare options while maintaining financial integrity.

Membership and Coverage

Membership in the trust includes both active and retired law enforcement officers and firefighters under the LEOFF system, including those in LEOFF I and LEOFF II. The trust's coverage extends to dependents of these members as well. It collaborates with numerous fire and police departments across Washington to ensure that all eligible personnel receive appropriate health coverage.

Governance and Partnerships

While the trust is independent, it works closely with other organizations and government agencies to ensure the delivery of high-quality benefits to its members. This includes partnerships with healthcare administrators and providers to streamline service delivery and enhance member benefits. The trust is committed to maintaining its financial stability while offering comprehensive health services to those it serves.