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Rates Effective Thursday March 13 2025 View all Deposit Rates View all Loan Rates UP TO Certificates UP TO IRA CERTIFICATES UP TO Super Saver As Low As Auto Loans As Low As Home Equity As Low As Used Vehicles 2014 Older Serving the State of Michigan About Us Michigan United Credit Union was established on July 1 2021 as a result of the merging of four smallasset sized credit unions namely Birmingham Bloomfield Credit Union Metro North Federal Credit Union Lakes Community Credit Union and Unity Credit Union. The collaboration of these credit unions created an exciting opportunity for us to deliver a topnotch experience for our membership with an expanded line of products and services. On November 23 1931 Birmingham Teachers was organized and charted in the State of Michigan by a group of teachers. Located in a classroom at Barnum Elementary School the Credit Union was originally created to serve the teachers and other employees of the Birmingham School system read more We strive to provide the best services for our members.