"In the housing market, homeowners insurance has become the embodiment of the effects of climate change. Over the past several years, more frequent and more expensive severe weather events have strained insurance companies, even as skyrocketing premiums punish homeowners’ wallets. Now, new research proves what many observers have assumed but rarely quantified: Insurance does shield homeowners from financial trouble in the wake of weather disasters, but existing guidelines for coverage are nowhere near adequate for the scale and scope of potential perils. Even more concerning, insurance costs may soon become too much for homeowners to afford." (fb)

St. Johns Housing Partnership welcomes gifts of real estate, including land or buildings. These gifts may provide significant benefits for the donor and the St. Johns Housing Partnership. Depending on the type of gift, a donor may enjoy tax savings, lifetime payments, and freedom from carrying costs once the real estate is sold. Learn more at www.sjhp.org/steps-for-making-a-gift-of-real-estate, and call us at (904) 824-0902 if you have any questions. (fb)