MDMA is a non-profit org that was organized to provide budget counseling and credit education/counseling to military personnel and now the civilians sector. “Serving those who serve”Our mission is to improve the quality of life formilitary member and their families. Our core program consisted of consolidating credit card accounts,lowering interest rates, eliminating costly monthly fees, bringing past dueaccounts current and continue to assist military members in receiving orretaining their top secret security clearances. Our customer service initiativeis to have the utmost respect for all clients and to provide the most personaland comprehensive credit counseling program in the nation. Through ourcharitable partnerships our agency has created powerful referral network toassist military members with any type of quality of life issues.  Our involvement with the Command FinancialSpecialist initiative through the Navy Personal Financial Management Programoffers credit knowledge and financial empowerment skills to be shared throughthe mentoring programs throughout military commands.