Founded in 1988, Community Reinvestment Fund, USA (CRF) is a national non-profit organization with a mission to improve lives and strengthen communities. CRF works to improve lives and strengthen communities through innovative financial solutions. To improve lives and strengthen communities through innovative financial solutions. CRF is a national 501(c)3 nonprofit organization and Community Development Financial Institution (CDFI) certified by the U.S. Treasury Department. CRF works to complement the scale and effectiveness of the small business lending ecosystem with its lending, technology, and service solutions.