🟡 Join us for our first-ever HBAF Duck Dash as hundreds of virtual rubber ducks race to the finish line! Four lucky duck owners will take home a $250 Amazon Gift Card! 🟢 Adopt your duck (or an entire flock!) and cheer them on as they float their way to fame. Whether you send in a 'Lone Quacker' or a whole 'Duck Dynasty,' you're in for some feathered fun! 🟣 The race will be held on Wednesday, June 25 at 2:00 pm Via Zoom! 🟠 Purchase your virtual ducks now! https://nebraskarealtorsassociation.growthzoneapp.com/ap/Events/Register/WqFOymaSaCJCE 🔵 Win 1 of 4 $250 Amazon Gift Cards! All proceeds benefit the Home Buyer's Assistance Foundation (fb)

📣 Register now for GRI 104 Contract to Close and earn 15 'R' CE credits! 🔷 July 21 & 22 | 9:00 AM - 5:00 PM | Via Zoom 💲 $200 to attend ➡️ Register now! https://business.nebraskarealtors.com/ap/Events/Register/R1FwljqcRC0CX?fbclid=IwY2xjawKIR69leHRuA2FlbQIxMABicmlkETFyQkNRbGZGd2Z3MXlmc29XAR5Ke7RfAGcamSLu4OwRK1KP-3zaaADPn988BQ5AhH5gViTZA5snS0lMs5WMKg_aem_qUuDNCsQt3hOVHOwwVgk8g ➡️ About the course: GRI Contract to Close (0543R) 15 "R" CE hours Provides an overview of the mortgage process in today’s environment, with automated underwriting and the prevalence of both Appraisal Management Companies (AMCs) and Automated Valuation Models (AVMs). This class goes through the timeline from beginning to end and focuses on what licensees need to know to make the process go smoothly and assist their buyers. You will learn how to calculate qualifying ratios and debt-to-income for mortgages, describe and calculate PITI and PMI, and identify types of loans that best fit the borrower and property. (fb)