Tax season is here, and refunds are 𝘳𝘰𝘭𝘭𝘪𝘯𝘨 𝘪𝘯! 🤩 The average refund is around $𝟏,𝟕𝟎𝟎, and many Americans are using it 𝘸𝘪𝘴𝘦𝘭𝘺—covering rent, groceries, and tackling debt. 💪🏼 Some are even treating themselves a little! But before you decide to splurge, consider these 𝐬𝐦𝐚𝐫𝐭 𝐰𝐚𝐲𝐬 to make the most of your refund:⁣⁣ ⁣⁣ 📉 𝐏𝐚𝐲 𝐨𝐟𝐟 𝐡𝐢𝐠𝐡-𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐝𝐞𝐛𝐭: tackle debts like credit cards & loans to save on interest payments⁣⁣ 💰 𝐁𝐮𝐢𝐥𝐝 𝐚𝐧 𝐞𝐦𝐞𝐫𝐠𝐞𝐧𝐜𝐲 𝐟𝐮𝐧𝐝: Aim for 3-6 months' worth of expenses to prepare for unexpected costs.⁣⁣ 📈 𝐈𝐧𝐯𝐞𝐬𝐭 𝐢𝐧 𝐲𝐨𝐮𝐫 𝐟𝐮𝐭𝐮𝐫𝐞: Contribute to retirement accounts, boost your savings, or invest in education.⁣⁣ ⁣⁣ Want to read more about what American's plan to spend their tax refunds on this year? 💸 Visit: https://nypost.com/2025/01/28/lifestyle/heres-what-most-americans-plan-to-spend-their-tax-refunds-on/ (fb)

If you could go back and teach your younger self 𝐨𝐧𝐞 𝐦𝐨𝐧𝐞𝐲 𝐥𝐞𝐬𝐬𝐨𝐧, what would it be? 💭 Share your wisdom in the comments 👇🏼 and let's pass on our best advice to help the next generation grow up money smart! 💰✨ #FinancialLiteracyMonth #YouthFinancialLiteracy (fb)