Peace of Mind. Financial Responsibility. We exist to help people get out of financial bondage. We are committed to the belief, "All people are TO PROVIDE FINANCIAL COUNSELING AND EDUCATION TO CONSUMERS THROUGH A BROAD RANGE OF FINANCIAL LIFE SKILLS, BUDGETING, RETIREMENT, HOUSING, STUDENT LOANS AND CREDIT, PRE-BANKRUPTCY COUNSELING, POST-BANKRUPTCY EDUCATION OR DEBT ISSUES THROUGH ONLINE DIGITAL COMMUNICATION (EX. ZOOM) FACE TO FACE COUNSELING SESSIONS, TELEPHONE SESSIONS, WORKSHOPS AND SEMINARS IN CONJUNCTION WITH THE CURRICULUM OF THE SIMPLIFIED GUIDE TO FINANCIAL LIFE SKILLS AND A NEW DAY ON-LINE EDUCATION. THROUGH OUR COUNSELING AND EDUCATION, HUNDREDS OF THOUSANDS OF INDIVIDUALS AND FAMILIES THROUGHOUT THE UNITED STATES HAVE GAINED THE TOOLS NECESSARY TO MANAGE THEIR FINANCIAL LIFE SKILLS.