Tomorrow's Families Today TFT empowers families individuals and youth with financial education promoting financial management skills debt elimination and generational wealth. Our Young World Changers Program for 10- to 18-year-olds offers lessons in financial literacy community engagement career preparation character development and awareness of drugs alcohol and crime. In 2023 we served 33 students and awarded 7 scholarships totaling nearly $2,000. For adults our Debt-Free Community Classes cover credit understanding budget management debt and cash flow home buying maintenance and retirement savings. Participants also learn goal setting career preparation interview techniques and job-seeking strategies. In 2023 we served 43 adults. Our outreach targets low-income communities in high-crime areas of Fort Worth providing on-site services. Our initiatives and partnerships aim to improve the financial well-being and future prospects of underserved communities.